Where you are in your career or where your business and who you are as a person today is exactly where you and the business are supposed to be. Decisions you made yesterday, last month or last year determine where you are now. Steps you didn’t take kept you from being on firmer ground.

All the foolishness of Black Friday with its throngs fighting for “deals” they cyber monday can easily get December 15 through Christmas shows the lemming-like march of retail and reliance on a consumer economy. I held only one garage sale in my life and learned a valuable lesson. When someone walked up the driveway, to a person there was determination to make a buy.

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